Board of Supervisors Meeting Date: 

Paul S. McCulla, County Administrator

April 14, 2005

Staff Lead:


Anthony I. Hooper, Deputy County Administrator

County Administration


A Resolution to Award the Dental Insurance Contract to Delta Dental Plan of Virginia

Topic Description:

On March 1, 2005, Fauquier County received proposals for dental insurance in response to a request for proposals.  The Health Insurance Advisory Committee reviewed and evaluated proposals from four entities, focusing on qualifications and experience, network access, costs, and the ability to meet the County and Schools timeline and administrative needs.  The Committee also considered self-insured and fully insured options, and has recommended a fully insured plan proposed by Delta Dental.  As a part of the negotiations with Delta Dental, a cap on future rate increases was also achieved that limits the maximum increase of 5.5 % in year two, and 7.0% increase in year three.


Attached are charts that illustrate the basic dental benefits to be provided, as well as the contributions required of employees for various plan options.  Although there are increased contributions, the benefits and availability of providers are also improving.  The fully insured dental plan will stand alone so that participation in the health and dental plans will no longer be linked, thereby providing additional options for employees.


Requested Action of the Board of Supervisors: 

Consider adoption of the attached resolution.

Financial Impacts Analysis:

The recommended plan will be funded by the County and Schools in an amount of $700,000 that is consistent with the financial plan discussed as a part of the health insurance deliberations.  The amount of employee contributions is based on the actual cost of each dental option with the County providing some assistance to facilitate dependent and family coverage.


Identify any other Departments, Organizations or Individuals that would be affected by this request:

All departments and employees.